With interest rates holding, cost-of-living pressure high, and no clear signals on the next RBA move, this quarter is all about balance.
Now’s not the time to overextend. But it’s also not the time to freeze. Small businesses need to map cashflow week-by-week, recheck payment terms, and keep forecasting agile. The businesses navigating this period best are those reviewing numbers often, shortening decision-making cycles, and staying open to both risks and opportunities.
Take a look at your receivables, are customers paying on time? Can you bring payments forward with early settlement discounts? Review your fixed costs. What can be trimmed or renegotiated? And assess your debt: do your current repayment terms still suit your cashflow? If not, let’s talk about what options might be available to strengthen your position.
Now’s also a time to rally your team. Transparency around goals and cash position encourages ownership and reduces surprises. Open conversations around budgets, performance, and future planning keep your entire business proactive.
In short: don’t let a quiet RBA decision lull you into inaction. This is the prime window to strengthen your position, so when the economy does move again, whether up or down, you’re not playing catch-up.
👉Let’s review your numbers. Book a meeting today.